Our users pay a monthly subscription fee to use Investii and select bank partners pay us a referral fee for new account openings.
Why did you create this company?
To help people build wealth and develop good savings habits. We’re sick of seeing young people struggle financially.
In a sea of budgeting apps and gimmicky finance products, Investii helps you focus on what matters to grow your net worth and build financial confidence!
Can I invest directly from Investii?
No. Once you transfer funds to your investment account via Investii, you can open your investing app to make trades.
How is Investii different from Mint, Truebill, or Personal Capital?
Budgeting apps and robo-advisors focus on preserving wealth. Investii helps build it. We use AI to tell exactly how much you can save/invest each month and allows you to move the money to any of your accounts directly from our app.
Does Investii have it’s own products?
No. Use the best products for you, and we’ll make them work together. Competitive options can be found in the Investii Marketplace.
How Investii Works
How do fund transfers work and are they free?
We transfer money through the ACH network (just like banks). The fund transfers are totally free for you. Investii covers all transfer fees.
Can’t I transfer money through my bank app instead?
You can but there are limitations and it’s difficult. Your bank only lets you transfer money to checking and savings accounts. Also, it’s only a one way connection (Bank A → Bank B ; can’t go the other way around).
Once you connect an account to Investii, it’s automatically connected to all your other accounts. We’re the only platform where you can move money to savings, investments, and IRAs across all institutions.
What is my “Suggested Amount to Save” and how is it calculated?
To help build wealth faster, we let you know when you have money to save. Once you’ve built your emergency fund (3 months of expenses), Investii’s AI considers your cash balances, income, and spending to provide guidance on how much to save and to which accounts. You can even automate it!
How long do transfers take?
2 business days.
Why do I need to enter my routing/account number for Investment and Retirement accounts?
We can automatically pull this information for checking and savings accounts but can’t for brokerages and IRAs. To move money, our bank partners require routing/account numbers. This information is all encrypted and never shared with anyone else.
How much does Investii cost me?
We charge a flat fee of $8/mo or $60/year if billed annually. Nothing else.
Are there any student discounts?
Absolutely. Make sure to sign up with your .edu email.
Are fund transfers free?
Absolutely! Our 2-day transfers are included in your flat fee.
Is there a free version?
Not yet but there will be in the future.
Is there a free trial?
You bet! We’ll give you 60 days free without any commitments. Credit card is not required.