FAQs

Our users pay a monthly subscription fee to use Investii and select bank partners pay us a referral fee for new account openings.

To help people build wealth and develop good savings habits. We’re sick of seeing young people struggle financially.

In a sea of budgeting apps and gimmicky finance products, Investii helps you focus on what matters to grow your net worth and build financial confidence!

No. Once you transfer funds to your investment account via Investii, you can open your investing app to make trades.

Budgeting apps and robo-advisors focus on preserving wealth. Investii helps build it. We use AI to tell exactly how much you can save/invest each month and allows you to move the money to any of your accounts directly from our app.

No. Use the best products for you, and we’ll make them work together. Competitive options can be found in the Investii Marketplace.

We transfer money through the ACH network (just like banks). The fund transfers are totally free for you. Investii covers all transfer fees.

You can but there are limitations and it’s difficult. Your bank only lets you transfer money to checking and savings accounts. Also, it’s only a one way connection (Bank A → Bank B ; can’t go the other way around).

Once you connect an account to Investii, it’s automatically connected to all your other accounts. We’re the only platform where you can move money to savings, investments, and IRAs across all institutions.

To help build wealth faster, we let you know when you have money to save. Once you’ve built your emergency fund (3 months of expenses), Investii’s AI considers your cash balances, income, and spending to provide guidance on how much to save and to which accounts. You can even automate it!

2 business days.

We can automatically pull this information for checking and savings accounts but can’t for brokerages and IRAs. To move money, our bank partners require routing/account numbers. This information is all encrypted and never shared with anyone else.

We charge a flat fee of $8/mo or $60/year if billed annually. Nothing else.

Absolutely. Make sure to sign up with your .edu email.

Absolutely! Our 2-day transfers are included in your flat fee.

Not yet but there will be in the future.

You bet! We’ll give you 60 days free without any commitments. Credit card is not required.

Don’t sweat it. Email us at hello@investii.com and we’ll help you figure it out.

We use bank-level encryption to keep your data safe. Investii does not sell your personal information, ever.

We’ve partnered with MX, the leader account aggregation to securely connect your accounts so your username and password are never exposed.

MX has over 60,000 connections (and growing). If your bank isn’t included yet, it likely will be added in the future.

Nope! We make sure that only accounts belonging to you can be connected to your account.

Not yet but we’re working on it!